Kobie's invite-only loyalty conference

OnPoint 2026

April 13-15, 2026 | St. Pete Beach, FL

Each year, OnPoint brings together the ideas, lessons, and hard-earned perspectives shaping loyalty – what’s changing, what’s challenging our clients, and what it takes to maintain a successful program. We share actionable strategies (and a few inspired possibilities) exclusively with our clients, partners, and industry friends.

It’s where the leading minds in loyalty come to talk scale, future-proof decisions, and program design that enables programs to perform at their highest potential in an evolving loyalty landscape.

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Join us in person this spring

April 13-15, 2026   |   The Don CeSar on St. Pete Beach

Monday, April 13

We’ll kick things off with a beachside welcome reception at 6pm.

Tuesday, April 14

A full day of sessions, followed by a toes in the sand dinner at 6pm.

Wednesday, April 15

A half day of sessions, concluding around lunchtime.

OnPoint 2026 is officially sold out

If you're still interested in attending, please reach out to your Kobie contact directly — they may be able to help explore options for you.
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Book your stay

All you’ll need to cover is your accommodation, and we’ve secured a discounted rate at the iconic Don CeSar on St. Pete Beach.

Agenda preview

As customer expectations move faster and decision-making becomes automated, brands that wait to react will be too late. The content we're curating assumes those shifts are already upon us and answers a pressing question – how do we stay ahead of them?

In addition to networking opportunities and insightful keynote sessions, here’s a look into the agenda:

What Customers Are Signaling and Why It Matters Now

Dr. JR Slubowski - VP, Consulting, Kobie

Consumer perceptions are shifting in ways that are subtle yet consequential. Drawing on global proprietary research from our annual Heart of Loyalty study, we’ll explore consumer AND loyalty practitioner perspectives on topics such as values-aligned emotional loyalty, advocacy, referral, how brands can leverage community-based strategies to drive deeper engagement, where consumers are at in terms of their AI readiness and what drives them to use it, and the important precursors and expected outcomes that influence their willingness to share personal information about themselves. We’ll challenge assumptions, layer in our deep knowledge of behavioral science and psychology, and outline the opportunities (and risks) facing brands today as they work to continually evolve their loyalty strategies.

This session includes:

  • Insights into what earns customers’ data-sharing trust – and what undermines it
  • Clarity on what is driving emotional loyalty, advocacy, and referral across industries
  • A practical lens for evaluating whether your current loyalty strategy reflects how customers are thinking and deciding today
Where Loyalty Fits When the Stack Starts to Shift

Bobby Greenberg - Chief Product Officer, Kobie

The martech ecosystem is reassembling, not stabilizing – disaggregating in some places, converging in others, and reshaping what “CRM,” “CDP,” and everything in between actually means. Loyalty has a high-stakes role to play as the stack shifts. When that role is misunderstood or sidelined, brands risk optimizing yesterday’s structure while tomorrow’s operating model forms around them. This session explores how leaders should think about loyalty’s place inside the organization and why it is THE connective tissue across data, experience, and decisioning.

This session includes:

  • A case for why loyalty is uniquely positioned to sit within the center your martech ecosystem
  • Tools for assessing whether your current structure enables or limits personalization
  • What changes operationally when loyalty owns orchestration across data and experience
Capitalizing on the Evolution of Customer Identity

Rachel Bicking - Chief AI & Data Officer, Kobie

Customer identity shifts moment by moment – and getting it right is foundational to delivering timely, trusted personalization at scale. This session explores identity as a dynamic construct, shaped by context, behavior, and now, the agents acting on a customer’s behalf. We’ll connect practical pressures such as trust, privacy, and relevance with everyday realities influencing behavior to show how identity is changing, why it carries greater weight, and what it must enable as a strategic capability.

This session includes:

  • A practical definition of dynamic identity and the value that it drives within your program
  • A way to evaluate whether your current data infrastructure supports identity
  • A strategy for simulating and testing dynamic identities to future proof your program, understand trade-offs, and find opportunities
Why Missing The Customer State Is the Most Expensive Mistake in Marketing

Marie DeLeo- Sr. Director, Strategic Consulting, Kobie

Creating the right content and channel for engagement is foundational to any marketing strategy, and getting timing right is key. Relevance is increasingly determined by when a customer shifts into a new state: leaning in, pulling away, nearing a threshold, or forming deeper affinity. This session explores why what we’ve called “personalization” often falls short, how to rethink timing through the lens of customer state, and what it takes to activate on those moments across experiences, channels, and systems.

This session includes:

  • A new perspective on personalization – shifting from brand-defined timing to customer readiness
  • A strategy for identifying imperative customer moments
  • A way to improve the overarching customer experience
Loyalty Commerce Networks

Aidan Lundy - VP, Managing Director, Kobie

Commerce media networks are evolving how value is created and exchanged and loyalty programs sit closer to this shift than many brands realize. Commerce already exists inside loyalty, particularly in moments like redemption, where customers are actively choosing how to exchange value. This session explores how those moments can be structured more intentionally to deliver relevance, create new sources of value, and introduce optionality through partners without turning loyalty into advertising.

This session includes:

  • A clearer view of how value exchange already exists within your loyalty program
  • Criteria for evaluating partner, redemption, and optionality opportunities
  • Strategic considerations for aligning loyalty with emerging commerce ecosystems
Bringing It All Together

Martha Cohen - VP, Strategic Development, Kobie

Drew Slater - Director, Strategic Consulting, Kobie

This session brings the agenda to its natural conclusion by showcasing real life examples of what loyalty looks like as identity becomes more dynamic, personalization becomes truly real-time, and customers show up with both a human and an agent-driven presence. The focus is on making the future concrete – connecting what’s already taking shape to what comes next.

This session includes:

  • A connected view of how identity, timing, ecosystem structure, and value exchange intersect
  • Real-world examples that make future-state loyalty tangible
  • Clarity on where to focus investment now versus what can wait

Moments to remember

Don’t just take our word for it, see what past attendees have had to say about OnPoint:

“By far the best conference I've been to in my professional career.”

“It’s rare to find a partner that offers the level of thought leadership that Kobie does.” 

“OnPoint will be on my calendar every year.”

“The overall conference is just amazing. Absolutely the right balance of fun and learning.”

“So incredibly well put together.”

“Wonderful all around. Great presenters and compelling content. Perfect level of detail specialization.”

A sample of past attendees…

 OnPoint 2025 highlights 

 Revisit a few sessions that defined OnPoint 2025. Access exclusive presentations filled with actionable strategies, data-driven insights, and forward-thinking solutions to navigate the evolving loyalty landscape. 

Session 1: Consumer Insights from Kobie’s 2025 Loyalty Research Study

Dr. JR Slubowski
VP Consulting

In this session, JR guided attendees through Kobie’s 2025 research study, exploring how a climate of uncertainty – marked by rapid change, economic shifts, and cultural division – has influenced consumer perception. With 78% of consumers reporting discomfort with the pace of change, the findings helped set the tone for the 2025 loyalty landscape. Drawing on insights from more than 5,000 consumers across the U.S., Canada, and the U.K., this session unpacked the data with a balance of academic rigor and actionable strategy.

Session 2: Organizational and Cultural Readiness for AI

Rachel Bicking
Chief AI & Data Officer, Kobie

Rachel challenged attendees to rethink everything they know about AI – as a seismic shift reshaping loyalty, marketing, and organizational decision-making. Drawing from her decade-plus experience in analytics, data science, and real-time decisioning, she introduced our LEAP framework (Lean In, Elevate, Anchor, Prototype) as a practical path for teams to embrace AI responsibly and with intent. The session emphasized why loyalty is uniquely positioned to lead AI adoption, powered by rich zero-party data and trusted member relationships.

Session 3:
Growing Enterprise Value Through Loyalty

Marie DeLeo
Director Consulting

If your loyalty program were a publicly traded stock, would you buy it? That’s the investor mindset Marie brought to her session, ‘Growing Enterprise Value Through Loyalty.’ This session explored how loyalty programs create enterprise value today and scale it for tomorrow. From boosting predictable revenue and protecting margins to strengthening emotional resonance and brand identity, Marie outlined three key value multipliers: Investment, Influence, and Identity. A must-watch for anyone seeking a forward-looking perspective on the evolving role of loyalty.

Questions? We've got answers.

When and where is OnPoint 2026?
April 13-15, 2026, at The Don CeSar on St. Pete Beach, FL. 
What should I expect each day of the event?

OnPoint kicks off on Monday, April 13 with a welcome reception at 6pm.

Tuesday, April 14 is a full day of conference sessions followed by a beachside dinner at 6pm.

Wednesday, April 15 is a half day of sessions before we close out the event around lunchtime.  

What is the cost to attend?
Your ticket is on us! All you’ll cover is your travel and accommodation, and we’ve secured a discounted rate of $399 per night at the Don CeSar. Please visit our booking portal to reserve your stay. 
Which airport should I fly into?
  • TPA, Tampa International Airport (~35-minute drive to The Don CeSar) 
  • PIE, St. Pete–Clearwater International Airport (~25-minute drive to The Don CeSar) 
If I chose to extend my stay, what is there to do in the Tampa Bay area?

We’re glad you asked because our discounted booking rate at the Don is available 2 days prior and 2 days post event! Visit our booking portal to reserve your stay and check out these guides to the area: 

How long has OnPoint been around?
We’re coming up on a decade with the 2026 event being our 9th annual OnPoint! 
What audience does OnPoint appeal to?
OnPoint brings together experts across a range of industries to share insights and tackle today’s most pressing loyalty challenges. This cross-vertical perspective empowers attendees to learn from diverse experiences, gain fresh ideas, and uncover new ways to inspire loyalty in their unique markets. 
Who attends OnPoint?
As OnPoint is an invite-only intimate event, it is only available to Kobie clients, partners, and industry friends. 
Don’t see your question here? Send it through to us at onpoint@kobie.com and we’ll reach out asap.